With the exception of paying bills, British Gas is not a company you would normally associate with personal finance. However, the energy supplier also offers a personal loan with the impressive rate of 5.9 per cent typical APR.
One of the most attractive features of this product is the fact that there is no minimum income required, so those who work hard but for lame pay need not worry about eligibility.
The cheque can also be received within 24 hours providing that the loan is requested before 3:30pm, so your local furniture store or off-licence have at least a day to re-stock while awaiting your purchases.
Not many people are able to begin paying a loan back within a month of initially borrowing, so with the British Gas personal loan, repayments do not begin until the third month.
Other benefits include a free home safety kit, which contains a smoke detector
and a first aid kit.
Rates will be offered on a credit assessment basis and any loan amount between £1,000 and £15,000 can be made available over any term from 12 to 84 months.
*APR's correct at time of publishing.