However, Tesco offers more than just nibbles and other platitudes for the welcome guests and those that you desperately want to get rid of. Personal loans at a typical rate of 6.3 per cent APR can also be added to the shopping trolley.
Compared with other providers, 6.3 per cent is a cheap deal, as on a loan of £7,500 paid over a 60-month period, £330 would be saved when the Egg rate of 7.9 per cent APR is considered.
For the first two months of the loan, no repayments are made, so the opportunity is there to get finances back on track after the festive rush.
Those over 23 can borrow any amount from £3,000 to £25,000, provided they have an income over £10,000.