Intelligent Finance loans

Intelligent Finance offers two types of unsecured personal loans, for home improvement, debt repayment or for whatever purpose you should choose.

The first loan available has a typical APR of 5.9 per cent for loans of £7,000 and over. For those who need the money to arrive quickly, a cheque can be dished out within 24 hours for a fee of £45.

For those who want to repay this loan with extra haste, there is an early repayment charge that is usually equal to two months interest.

The other personal loan that is provided by Intelligent Finance has a typical APR of 7.1 per cent. However, there is no early repayment charge for this product and no repayments have to be made at all in the first two months.

Both loans can be paid over a period of one to seven years and loans up to £25,000 can be obtained. Decisions can be offered instantly in most cases.

A payment protection is also on offer. Intelligent Finance is a division of Halifax.

*APR's correct at time of publishing.