Unsecured Loans

Unsecured loans are loans which are not secured against any of your assets, and are therefore available to people who do not own homes.

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Unsecured loan rates are often much more competitive than other types of loan. Although unsecured loans appear to be risk free, if you default on the loan the lender can recover the debt.

What are the advantages of unsecured loans?

• Quick and easy to apply

• Very competitive borrowing rates

• The loan does not need securing against your property.

What are the disadvantages of an unsecured loan?

• Restrictions on the amounts you can borrow

• Repayment often restricted to under 5 – 7 years

Use our loan comparison table to find the right loan for you