Alliance & Leicester Variable Mortgages

Variable rate mortgages by the Alliance & Leicester's have no early repayment charges and no product fees. The mortgage also gives you the option of borrowing a decent amount of the value of your property - up to 95% loan-to-value (there are 100%, and in some cases, more than 100% mortgages available on the market however these often come with ‘strings attached’ e.g. higher interest rates).

You should consider the Alliance & Leicester variable rate mortgage if you want your interest rate to follow the Bank of England's base rate. You should be aware that interest rates go up as well as down and if the bank of England start increasing interest rates during your mortgage period you will have to pay more than you originally bargained for – however of course the opposite is true if rates start to fall during the period.

The Alliance & Leicester group has approximately 5.5 million personal customers and holds approximately 3.2% of the UK mortgage market.

Submitting Details...

Step 1 of 3	About your mortgage
Are you looking to: How much would you like to borrow? Buy a property Remortgage a property Buy a property to let     How long do you need the mortgage for? 1 year2 years3 years4 years5 years6 years7 years8 years9 years10 years11 years12 years13 years14 years15 years16 years17 years18 years19 years20 years21 years22 years23 years24 years25 years30 years40 years50 years   Proceed to step 2.

Step 2 of 3	About your mortgage
Estimated property value?   Are you a first-time buyer? YesNo   Do you need to self-certify your income? YesNo   Have you: Had a CCJ or Default registered against you? Missed one or more secured loan or mortgage payments in the last 12 months? Been declared bankrupt or had an IVA? Proceed to step 3.

Step 2 of 3	About your mortgage
Estimated property value?   How much would you like to borrow?       Proceed to step 3.

Step 3 of 3

Your details

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