Bank of Ireland Mortgages - 100% First Time Buyer Mortgages

If you are a first time buyer looking to make your first step onto the property ladder, then the Bank of Ireland's 100% first time buyer mortgage could be for you. 

It's a good choice if you have not had time or simply do not have the ability to save for a deposit as this mortgage allows you to borrow up to 100% of the purchase price of the property.

In addition the Bank of Ireland allows customers who take out its 100% mortgage the option of taking out a personal loan to pay for the deposit on the house straight away. The Bank of Ireland does offer a range of 100% mortgages with different interest rates/deals and so you can pick and choose the most suitable for you. 

Another benefit is that if you choose to take out cover with Bank of Ireland you will also receive 3 months of free home insurance, 6 months of free mortgage repayment cover and 12 months of free personal accident cover.

Bank of Ireland offers a range of repayment options on its mortgages and these include  investment-linked mortgages like ISA or endowment, and repayment mortgages with flexible options.

You should choose the Bank of Ireland's fixed-rate mortgage range if you want to know how much you will be paying back each month. Take advantage of an overpayment facility so you can pay up to 10% extra each year without incurring any charges. There are draw backs with fixed rate mortgages and one of the main ones is that it does not track the Bank of England base rate, therefore if the base rate is reduced most mortgage companies reduce their variable rate mortgages – fixed rate mortgages of course do not go down.

In the UK , the bank operates through Bristol & West plc, which it acquired in 1997, and its retail branch network. Bristol & West provides mortgages, savings and investment products as well.

Find herea a list of Bank of Ireland Mortgages

To get advice & no obligation quotes on mortgages being offered by the Bank of Ireland, fill out the form below to contact an impartial mortgage advisor. You can also receive quotes from other lenders and get expert advice on mortgages & remortgaging at the same time.

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Step 1 of 3	About your mortgage
Are you looking to: How much would you like to borrow? Buy a property Remortgage a property Buy a property to let     How long do you need the mortgage for? 1 year2 years3 years4 years5 years6 years7 years8 years9 years10 years11 years12 years13 years14 years15 years16 years17 years18 years19 years20 years21 years22 years23 years24 years25 years30 years40 years50 years   Proceed to step 2.

Step 2 of 3	About your mortgage
Estimated property value?   Are you a first-time buyer? YesNo   Do you need to self-certify your income? YesNo   Have you: Had a CCJ or Default registered against you? Missed one or more secured loan or mortgage payments in the last 12 months? Been declared bankrupt or had an IVA? Proceed to step 3.

Step 2 of 3	About your mortgage
Estimated property value?   How much would you like to borrow?       Proceed to step 3.

Step 3 of 3

Your details

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