Bristol & West Self Cert Mortgages

12 (a decent amount when compared with virtually any other lender) self certification mortgages are on offer from Bristol & West and are perfect for the self employed or your income is partly made up of bonuses.

You need to be 21 or over and want to take out loan amounts between £25,001 and £500,000.

Six of Bristol and West’s self certification mortgages remain at a fixed rate for 3 years before reverting to a standard variable rate whereas the other self certification mortgages are offered at a discount variable rate for the three-year period before reverting to a standard variable rate.

Early repayment charges of 3% seem to be the norm on Bristol & West's self certification mortgages. Loan-to-value rates on the various deals range between 75% and 90%.

All products tend to have a maximum loan-to-value of 95%.

Bristol & West manages an equity in excess of £6 billion and has around one million customers in the UK served through approximately 100 branches.

Bristol and West was acquired in 1997 by the Bank of Ireland.

Submitting Details...

Step 1 of 3	About your mortgage
Are you looking to: How much would you like to borrow? Buy a property Remortgage a property Buy a property to let     How long do you need the mortgage for? 1 year2 years3 years4 years5 years6 years7 years8 years9 years10 years11 years12 years13 years14 years15 years16 years17 years18 years19 years20 years21 years22 years23 years24 years25 years30 years40 years50 years   Proceed to step 2.

Step 2 of 3	About your mortgage
Estimated property value?   Are you a first-time buyer? YesNo   Do you need to self-certify your income? YesNo   Have you: Had a CCJ or Default registered against you? Missed one or more secured loan or mortgage payments in the last 12 months? Been declared bankrupt or had an IVA? Proceed to step 3.

Step 2 of 3	About your mortgage
Estimated property value?   How much would you like to borrow?       Proceed to step 3.

Step 3 of 3

Your details

First name: Last name:     Phone number: Alternate phone number:     E-mail address: Date of birth:   --12345678910111213141516171819202122232425262728293031--JanuaryFebruaryMarchAprilMayJuneJulyAugustSeptemberOctoberNovemberDecember----1941194219431944194519461947194819491950195119521953195419551956195719581959196019611962196319641965196619671968196919701971197219731974197519761977197819791980198119821983198419851986198719881989   First line of current address: Current postcode:

Finished

Thank you for your enquiry. will be in touch with you shortly.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT