Buy to Let Mortgage Service

A Buy To Let Mortgage is a loan that enables you to buy a property with the specific intention of renting it out. With the rent you receive from the tenants, you will be able to pay off the mortgage on the property

Use our short mortgage enquiry form to speak with an impartial, regulated advisor who can offer guidance and advice on Buy To Let mortgages.

Some things that as a buyer that you should be aware of with Buy to Let mortgages are:

• The lending criteria can be more restrictive with Buy to Let than with residential mortgages

• Buy to Lets are not generally available for more then 85% of the purchase price (loan to value) 

• More often than not, you will be expect to have at least 20% of the purchase price as a deposit 

• The rental income on the property you wish to purchase, usually has to exceed 1.3 times the interest in order to be taken into account.

Some of the leading lenders use other criteria, but these tend to the "standard".

Please note that most buy to let mortgages are not regulated by the FSA.

Submitting Details...

Step 1 of 3	About your mortgage
Are you looking to: How much would you like to borrow? Buy a property Remortgage a property Buy a property to let     How long do you need the mortgage for? 1 year2 years3 years4 years5 years6 years7 years8 years9 years10 years11 years12 years13 years14 years15 years16 years17 years18 years19 years20 years21 years22 years23 years24 years25 years30 years40 years50 years   Proceed to step 2.

Step 2 of 3	About your mortgage
Estimated property value?   Are you a first-time buyer? YesNo   Do you need to self-certify your income? YesNo   Have you: Had a CCJ or Default registered against you? Missed one or more secured loan or mortgage payments in the last 12 months? Been declared bankrupt or had an IVA? Proceed to step 3.

Step 2 of 3	About your mortgage
Estimated property value?   How much would you like to borrow?       Proceed to step 3.

Step 3 of 3

Your details

First name: Last name:     Phone number: Alternate phone number:     E-mail address: Date of birth:   --12345678910111213141516171819202122232425262728293031--JanuaryFebruaryMarchAprilMayJuneJulyAugustSeptemberOctoberNovemberDecember----1941194219431944194519461947194819491950195119521953195419551956195719581959196019611962196319641965196619671968196919701971197219731974197519761977197819791980198119821983198419851986198719881989   First line of current address: Current postcode:

Finished

Thank you for your enquiry. will be in touch with you shortly.