Cheltenham & Gloucester Mortgage
Cheltenham & Gloucester (C&G) are part of the Lloyds TSB
Group and specialise in providing mortgages and savings accounts for all kinds of
prospective homeowners.
Taking a simple approach, C & G focuses its finance on its core business of
mortgages and savings. Claiming to be one of the most cost-efficient of the major
mortgage lenders in the
UK
, aims to pass on the benefits of its growth back to you.
Founded in Cheltenham in 1850, C&G has now grown to become the third largest
mortgage lender in the
UK
. In 1995, the Cheltenham & Gloucester building society converted to a plc and
became part of the Lloyds Bank Group.
C&G's fixed-rate mortgages are on offer for amounts between £25,000 and £1.5
million, an attractive offer if you want your interest rate to stay the same for
up to seven years (make sure you do look at the full package and interest rate though
as for longer term mortgages the interest rate does tend to be higher).
Cheltenham & Gloucester’s two-year fixed-rate special mortgage will allow you
to borrow up to 75% LTV (loan-to-value), with early repayment charges applying during
the fixed-rate period.
C & G's offset mortgage, with Lloyds TSB, allows you to run your mortgage alongside
your current account, with the possibility of paying off your mortgage early and
therefore saving (hopefully) a large amount of money that otherwise would have been
‘taken up’ in interest rate payments.
If you are a first time buyer and just about to get on the property ladder then
you should consider a C & G first-time buyer mortgage – you pay no product or
valuation fees in the first year for this mortgage.
Find here a list of the current Cheltenham & Gloucester Mortgage offers
To get advice no obligation quotes on mortgages being offered by Cheltenham & Gloucester, fill out the form below to contact an impartial mortgage advisor. You can also receive quotes from other lenders and get expert advice on mortgages remortgaging at the same time...
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT
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