Cheltenham & Gloucester Mortgage

Cheltenham & Gloucester Mortgage

Cheltenham & Gloucester (C&G) are part of the Lloyds TSB Group and specialise in providing mortgages and savings accounts for all kinds of prospective homeowners.

 

Taking a simple approach, C & G focuses its finance on its core business of mortgages and savings. Claiming to be one of the most cost-efficient of the major mortgage lenders in the UK , aims to pass on the benefits of its growth back to you.

 

Founded in Cheltenham in 1850, C&G has now grown to become the third largest mortgage lender in the UK . In 1995, the Cheltenham & Gloucester building society converted to a plc and became part of the Lloyds Bank Group.

 

C&G's fixed-rate mortgages are on offer for amounts between £25,000 and £1.5 million, an attractive offer if you want your interest rate to stay the same for up to seven years (make sure you do look at the full package and interest rate though as for longer term mortgages the interest rate does tend to be higher).

 

Cheltenham & Gloucester’s two-year fixed-rate special mortgage will allow you to borrow up to 75% LTV (loan-to-value), with early repayment charges applying during the fixed-rate period.

 

C & G's offset mortgage, with Lloyds TSB, allows you to run your mortgage alongside your current account, with the possibility of paying off your mortgage early and therefore saving (hopefully) a large amount of money that otherwise would have been ‘taken up’ in interest rate payments.

 

If you are a first time buyer and just about to get on the property ladder then you should consider a C & G first-time buyer mortgage – you pay no product or valuation fees in the first year for this mortgage.

Find here a list of the current Cheltenham & Gloucester Mortgage offers

To get advice no obligation quotes on mortgages being offered by Cheltenham & Gloucester, fill out the form below to contact an impartial mortgage advisor. You can also receive quotes from other lenders and get expert advice on mortgages remortgaging at the same time...


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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT
 By submitting this form you are consenting to your information being passed to an associate of Okoza who may contact you. This information may be used by us or selected partners to advise you of other useful products or services that we feel you would be interested in. Our service is free to you but to operate this service we receive fees from the lenders or brokers we refer you to. There may be a fee for mortgage advice. The adviser is obliged to disclose to you the fee before providing the advice and the precise amount will depend upon your circumstances. We estimate that a typical fee will be 1% of the sum you borrow..