Direct Line Mortgage

Direct Line started business in 1985 and since then Direct Line has focused on reducing the amount of mortgage jargon, cutting out the middle-man and giving the customer a more human experience.

Over twenty years later, the company now has in excess of 5 million customers and offers a full range of investment and financial services including car, home and travel insurance products across Europe. 

Direct Line has a range of fixed-rate and discounted tracker mortgages that could be ideal for you.

Direct Line mortgages have low starting rates (that manage to stay competitive), cut out the jargon and paper work and are quick to arrange. You can choose either the Direct Line discount tracker mortgage or the fixed rate mortgage.

On amounts over £10,000, you can purchase a 2 year, 3 year or 5 year fixed-rate mortgage. The benefits here is that you know exactly what you will be paying back for that set period of time. And when the fixed-rate period finishes you will pay only a low rate above the Bank of England base rate.

You might also like to choose a 2 year discount tracker mortgage providing a variable rate for two years then reverting to a separate variable rate.

There are other benefits of starting a mortgage with Direct Line and these include deals and discounts on other products they manage such as home insurance, life insurance, critical illness, savings products and home emergency cover.