Mortgage Express Mortgage

Mortgage Express Mortgage

Mortgage Express is the specialist lending arm of Bradford & Bingley, and offers a wide range of mortgage options.

Mortgage Express also operates a flexible payments facility on its buy-to-let, self cert, 100 per cent +, max 130, flexibility and standard mortgages.

It has a self cert mortgage which will make the process of getting a mortgage far simpler even if you have many sources of income or you have not had time to produce a proof of your income.

Mortgage Express also gives you the options of overpayments, underpayments, payment holidays and cash withdrawal on their mortgage types too.

Fill out the form below to talk to our regulated impartial mortgage advisors and get a quote on a Mortgage Express or any of the leading lenders.

You can also receive quotes from other lenders and get expert advice on mortgages & remortgaging at the same time.

To get advice & no obligation quotes on mortgages being offered by Mortgage Express, fill out the form below to contact an impartial mortgage advisor. You can also receive quotes from other lenders and get expert advice on mortgages & remortgaging at the same time...

Get a Quote


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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT  By submitting this form you are consenting to your information being passed to an associate of Okoza who may contact you. This information may be used by us or selected partners to advise you of other useful products or services that we feel you would be interested in. Our service is free to you but to operate this service we receive fees from the lenders or brokers we refer you to. There may be a fee for mortgage advice. The adviser is obliged to disclose to you the fee before providing the advice and the precise amount will depend upon your circumstances. We estimate that a typical fee will be 1% of the sum you borrow..

 

Have a look at Bradford & Bingley Mortgages if you are interested in a Flexible/CAM, Cashback or First Time Buyer mortgage.

News & Articles:
  • Woolwich introduces new 10 year fixed rate mortgage: Woolwich, have introduced a 10 year fixed rate mortgage with the intention of giving borrowers longer term security. It comes with a rate of 5.59%, which then reverts to 0.95% above the Bank of England base rate afterwards...
  • Mortgage costs will inevitably rise: Mortgage costs will "inevitably" rise in the next 6 months as a consequence of inter-bank borrowing costs, John Malone of mortgage club PMS says, warning of "major disruption" ahead...
  • Alliance & Leicester PlusMortgage for first-time buyers: Alliance & Leicester has urged first time buyers to consider its PlusMortgage product. Jeremy Claridge, the head of specialist mortgages at Alliance & Leicester said: "When innovative products come onto the market, it's important they actually fill a gap and help those who need it most. Rising interest rates and house prices mean first-time buyers need flexible products that will help them get onto the housing ladder." The PlusMortgage package combines a 100% LTV mortgage with a personal loan, which allows borrowers to make unlimited overpayments on the loan. According to their research, Alliance and Leicester says that 73% of mortgage brokers believe a bundled product such as the PlusMortgage is of real benefit to first time buyers. Abbey recently claimed that a growing number of first-time buyers are using brokers for advice on what mortgage is best for them; with 28% of those aged between 25 and 34 speaking to intermediaries before buying, compared to 2% of those aged over 65.
  • Long-term v short-term mortgages: Mortgage lenders are beginning to heed the government’s call and offer their customers longer-term fixed rate mortgages, in a move away from the popular short-term “tracker” mortgages. Leading the way with the long-term mortgages (certainly in terms of longevity of loan) are London & Country, who in partnership with Manchester building society, offer a 5.99% fixed rate mortgage which can be taken out for up to 30 years...
  • Homeowners take lodgers to cope with rate rise: Over 25% of homeowners would consider taking on a lodger to fight interest rate rises and boost their incomes. The survey by Propertyfinder.com also found that 19% of mortgage borrowers would consider taking a lodger but do not have enough space. They estimate that as many as 26 million bedrooms lie unused in Britain...
  • Investec offers mortgage for the affluent: Investec Private Bank has entered the high-income mortgage market by introducing a highly personalised mortgage based on a client's income and wealth rather than the value of the mortgaged property. People earning in excess of £150,000 a year can gain finance to buy property worth from £500,000 up to £10 million and more...
  • Increase in sub-prime mortgages: Independent market analyst Datamonitor today stated that sub-prime mortgages will grow faster than mainstream mortgages. It believes that increasing numbers of people will have poor credit histories in future, thus fuelling sub-prime lending...
  • Parents fuelling buy-to-let bonanza: Latest research suggests that parents eager to give their children a foothold on the property ladder are among the biggest factors fuelling the current buy-to-let boom.
  • Trouble for 2 million young homeowners: Over 2 million young property owners have admitted they will struggle to meet their mortgage repayments due to rising interest rates...
  • Mortgage Holders Feeling the Pinch: Mortgage holders are already feeling the effects of the early May 2007 rate rise as lenders such as Mortgage Express and Abbey Mortgages are poised to make adjustments to their policies...
  • Home Information Packs (HIP): Home Information Packs (HIPs) could be dropped before they are even introduced, after a backlash from MPs. HIPs have been severely criticised in recent months by many housing and mortgage industry experts..
  • Pensioners are still paying mortgages: One quarter of pensioners and those close to retirement are still making mortgage repayments according to a study by Key Retirement Solutions...
  • Bradford & Bingley flexible long term mortgages: Bradford & Bingley Group and its specialist lending subsidiary, Mortgage Express, have announced a new ten-year fixed-rate mortgage...
  • Fixed mortgage rates are falling: Although lenders such as Mortgage Express had previously been expected to increase the rates on their fixed products..
  • Mortgage Express launches new mortgage: Mortgage Express has just launched a new self-cert mortgage - this follows a readjustment of all its fixed rate mortgage products within its self-cert range...


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